Miami-Dade County · Free Tool

How much time do you actually have?

Enter your foreclosure sale date and I'll tell you plainly how many days remain and which options are realistically still open at that stage. No sign-up, no email, nothing stored — the math happens in your browser and never leaves your device.

Your sale date

It's on your final judgment. Don't have it handy? Look it up free on the Clerk's auction site — or ask me to find it for you.

Do you have equity in the home?

Nothing you type here is sent anywhere, saved, or shared. This tool runs entirely in your browser.

Your result appears here

Enter the date above and press Show my options. If you haven't been given a sale date yet, that's meaningful on its own — it usually means no final judgment has been entered, and you're earlier in the process than you feared.

Read the full Miami-Dade timeline guide →

How It Works

The Miami-Dade foreclosure calendar, explained

Miami-Dade doesn't auction homes on the courthouse steps anymore — foreclosure sales are conducted online through the Clerk of Courts, on dates set by the judge in each case. There is no single monthly "auction day"; sales run on a rolling calendar, which is why your specific date matters more than any general schedule.

Where the date comes from

A sale date only exists after the court enters a final judgment of foreclosure. The judgment names the date. Until that happens, there is no auction scheduled — and that's the stage where the widest range of options is still available.

Dates move — verify yours often

Sales get canceled when the debt is paid or the case settles, and rescheduled for many other reasons. Re-check your date as it approaches, and never rely on a third-party site (including this one) as your source of truth.

What happens on the day

The property sells online to the highest bidder. A certificate of sale issues, and after the objection period a certificate of title transfers ownership. Up until the sale is conducted, paying off the debt still ends the case.

Surplus funds belong to you

If the property sells for more than the judgment amount, Florida law says that surplus belongs to the former owner. You claim it through the court. Be very wary of anyone offering to recover it for a large cut — Florida limits those fees for a reason.

Todo en español

Si prefiere que le explique su fecha de subasta y sus opciones en español, con gusto — todo el proceso puede hacerse en español. Lea la guía completa en español →

A note on how I use this information

Foreclosure filings are public record, and plenty of companies scrape them to cold-call and mail homeowners at the worst moment of their lives. I don't do that. I don't publish or sell foreclosure lists, and nothing you enter above is transmitted or stored. If you want help, you call me — not the other way around. See how the options compare →

Don't Have Your Date?

I'll look it up for you — free, today

Foreclosure sale dates live in the public court record, and the auction site doesn't allow other websites to pull them automatically — so no tool can fetch yours for you. What I can do is look it up by hand and call you back with the date and what it means. No charge, no obligation, and I'll tell you honestly what your options look like at that stage. If you'd rather do it yourself, the Clerk's site is free and I'd genuinely rather you use it than pay anyone.

Request a lookup

Either one works — I just need enough to find the right case.

Preferred language

By submitting, you're asking Reinier Cancio (NMLS #1615071) to look up a public court record and contact you about it by phone. That's all this does — no credit pull, no application, and your information is never sold or shared. See Privacy Policy.

What happens next

I check the Miami-Dade court record and the Clerk's auction calendar by hand, usually the same day.

Then I call you with three things: the date, what stage your case is actually in, and which options are still realistically open — including the ones I don't get paid for, like a modification, a HUD counselor, or an attorney.

If there's no scheduled sale date yet, that's good news and I'll explain why: it usually means no final judgment has been entered, and you have more room than you think.

In an emergency — a sale inside a week — don't wait on a form. Call (305) 492-2404 directly.

Rather look it up yourself?

Good — it's free and it's your record. The Clerk's auction site lets you search by case number, property address, or name. Open it, find your case, and note the scheduled sale date, then come back and enter it above.

Open the Miami-Dade auction site →

Official Miami-Dade Clerk of Courts foreclosure sale site. Free to search — never pay anyone for this information. For case filings and judgments, use miamidadeclerk.gov.

FAQ

Sale dates and the auction calendar

Where do I find my foreclosure sale date in Miami-Dade?

Your sale date appears in the final judgment of foreclosure entered in your case, and it is published on the Miami-Dade Clerk's online foreclosure sale site, where you can look it up free by case number, address, or name. If you can't find it or the paperwork is overwhelming, use the free lookup request and I'll look it up by hand and call you back with the date — free, no obligation. If no judgment has been entered yet, there is no sale date at all, which means you're earlier in the process and have more options than you probably think.

Can a foreclosure sale date be canceled or postponed?

Yes, and it happens often — which is exactly why you should never rely on a third-party website for your date. Sales are canceled when the debt is paid off, when the case settles, or when the court grants a motion to cancel; they are rescheduled for many other reasons. Always confirm your date directly with the Miami-Dade Clerk's foreclosure sale site or through your attorney, and re-check it as the date approaches.

How many days before the auction can I still stop it?

There is no fixed cutoff — what matters is whether the debt gets paid off or the case resolved before the sale is conducted. Paying the mortgage in full stops the sale because there is no longer a debt to foreclose. Equity-based bridge loans exist for this window and can close in days to weeks depending on title work and the payoff figure, but the honest reality is that every week of waiting removes options. If your sale is inside 30 days, call someone today rather than next week.

What happens at a Miami-Dade foreclosure auction?

Miami-Dade conducts foreclosure sales online through the Clerk of Courts rather than on the courthouse steps. The property is sold to the highest bidder, a certificate of sale is issued, and after the objection period a certificate of title transfers ownership. If the property sells for more than the judgment amount, Florida law says that surplus belongs to the former owner — but legal fees, accrued interest, and a below-market auction price come out first, which is why acting before the sale almost always preserves far more.

The sale already happened. Is there anything I can do?

Possibly, and the first thing to know is that you may be owed money. If the property sold for more than the judgment, that surplus belongs to you as the former owner, and you file a claim with the court to collect it — you do not need to pay anyone a large fee to do that, and Florida limits what surplus recovery agents can charge. Be extremely wary of anyone who contacts you promising to recover your surplus for a big cut. There are also narrow legal grounds to object to a sale, which is an attorney question and time-sensitive.

Why can't your website just pull my sale date automatically?

Because the Miami-Dade auction site does not permit other websites to pull data from it automatically — its robots file disallows automated access, and I respect that rather than scraping around it. There is also a practical reason: sale dates get canceled and rescheduled constantly, so a date cached on someone else's website is exactly the kind of thing that gets a homeowner hurt. So the honest options are that you look it up yourself on the Clerk's free site, or you ask me and I look it up by hand and call you. I do not publish, sell, or cold-call from foreclosure lists.

Do you sell or share the foreclosure list?

No. I do not scrape, publish, or sell lists of homeowners in foreclosure, and I do not cold-call people because their case appeared in the public record. This page is a self-service tool: you enter your own date, you get an honest read on your options, and you decide whether to call me. That is the only way I think this should work.

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