Miami · Document-Intake Pre-Qualification
Get pre-qualified — upload once, done.
Answer a few quick questions, securely drop in your documents, and I’ll show which loan programs fit and what your numbers look like. Everything goes straight to me — encrypted, never sold, reviewed personally within 24 hours.
- Bank-level encryption
- One secure upload
- No credit pull
- Personal review in 24 hrs
Pre-qualification questions and document upload
Step 1 of 9
What are you trying to do?
Pick one to continue.
Where in South Florida?
Pick one to continue.
What price range are you considering?
A ballpark is fine. For a refinance, enter your current home value.
Enter a price of at least $50,000.
How much cash do you have for down payment + closing?
For a refinance, enter your current equity. 0% is OK — VA and some programs allow it.
Down payment %: —
Down payment can’t exceed the home price.
What does the monthly picture look like?
Approximate gross income (before taxes) and total monthly debt minimums (cars, student loans, credit-card minimums, child support — not rent).
Income needs to be greater than zero.
What’s your approximate credit score?
A rough range is fine — we don’t pull credit here. If you don’t know, pick “Not sure”.
Pick one to continue.
Any of these apply? (Optional)
Check all that apply. These unlock specific loan programs — and tailor exactly which documents I ask for next.
Upload your documents
Based on your answers, here’s exactly what I need — nothing extra. Snap a photo or attach a PDF. Files are encrypted and go only to me. Required items are marked.
Encrypted in transit and at rest. Accepted: PDF, JPG, PNG, DOC · up to 15 MB each.
Please attach each required document to continue.
Where should I send your result?
I’ll personally review your file and reach out within 24 hours with your actual rate and next steps. Your info is never sold.
Name + email or phone required (and a valid email format if you provide one).
By submitting, you agree to be contacted by Reinier Cancio (NMLS #1615071) regarding mortgage options and consent to securely transmit the documents you uploaded for the purpose of pre-qualification. No credit pull. This is not a commitment to lend. See Privacy Policy.