Free Tool · Miami-Dade & Broward

Check the building before you write the offer.

In Miami the building gets underwritten too, and most condo declines have nothing to do with the buyer. Answer six questions for an instant read on what an underwriter will flag — then send me the address and I will check it by hand against the current lender project lists. Free, same day, and you do not have to be my client.

Step 1

Six questions

Nothing here is stored or sent anywhere — it runs entirely in your browser. Answer what you know; “not sure” is a perfectly normal answer and is itself useful information.

Roughly how old is the building?

How many stories?

Milestone inspection completed and closed out?

Structural reserve study done and reserves funded?

Any special assessment levied or being discussed?

Is the association involved in litigation?

Step 2

Send me the building and I will check it by hand

I review current lender project lists and the usual warrantability tests, and I call or text you back the same day with a straight answer. I only need enough to find the building and reach you — no financials, no documents, no credit pull.

Your name

Phone

Building name or address

Unit (optional)

Email (optional)

You are the…

Preferred language

Anything I should know? (optional)

Or call (305) 492-2404

This is not a loan approval and not a commitment to lend. Project status changes between reviews — the only thing that counts is a written condition from the lender on your file.

FAQ

Straight answers

Is this an approval?

No, and be careful with anyone who tells you otherwise. This is a risk screen plus a hand check against the current lender project lists. Project status changes constantly — a building can move between reviews — so the only thing that ever counts is a written condition from the lender on your actual file.

What does it cost?

Nothing. It takes me a few minutes and it saves you from finding out at underwriting that the building was never financeable. I would rather tell you early than take a file that dies in week three.

What do you actually check?

Whether the project appears on current approved or rejected review lists, plus the standard warrantability tests: reserves and budget, investor concentration, commercial space, litigation, master-policy and insurance, and the status of the milestone inspection and structural reserve study.

How fast?

Same day in almost every case. If you are under contract with a deadline, say so when you send it and I will move it to the front.

Do I have to be working with you?

No. Send me a building even if you already have a lender. If the answer is that the building is fine, you have lost nothing and I have not asked you for anything.

What if the building does not qualify?

Then you find out before your deposit is at risk, which is the entire point. There are usually still options — non-QM condo programs, asset-based financing, or a different building — and I will tell you honestly which of those actually applies.